Welcome to American Car Center, LLC and American Financial, Inc.’s WebPay portal.

  You will need:

  1. 1) your SIX or SEVEN DIGIT American Financial Account number
    1. - DO NOT INCLUDE THE HYPHEN WHEN ENTERING YOUR ACCOUNT NUMBER
    2. - For example, six digit account numbers should be entered 222221, not 22222-1
    3. - For example, seven digit account numbers should be entered 2222221, not 222222-1
    4. - SPECIAL EXCEPTIONS FOR DEFERRED DOWN PAYMENTS
      1. • If you are making a regular deferred down payment, you will need to enter “dd” instead of the “1”, i.e., you will enter:  222222dd
      2. • If you are making a tax deferred down payment, you will need to enter “ddt” instead of the “1”, i.e., you will enter:  222222ddt
  2. 2) the five digit zip code from the address on your account; and
  3. 3) your card information.  

    If you do not know your SIX OR SEVEN DIGIT Account number, you may call our Payment Center at 901.370.4477 and obtain it during regular business hours.  You may also refer to the last receipt you received from our Payment Center – your Account number is listed on the receipt.

    By using the WebPay portal, you authorize us to process the card transaction that you enter and submit herein.  PLEASE NOTE THAT ALL TRANSACTIONS WILL NOT POST UNTIL THE NEXT BUSINESS DAY AFTER YOU SUBMIT YOUR PAYMENT, SO PLEASE ENSURE TIMELY PAYMENT BEFORE YOUR DUE DATE.  You further authorize us to charge you an additional $4.95 convenience fee for using this service (To avoid the convenience fee, sign up for recurring card payments or ACH at our Payment Center).  You agree and understand that, pursuant to your contract with us, if you have allowed your property/collision insurance to lapse on the vehicle, you will be charged the additional Damage Waiver amount disclosed in your contract documents.  Finally, if your payment is late, you will be subject to the late fees disclosed in your contract documents.

    By clicking the below link and entering a card payment transaction, you acknowledge, assent to, and agree with the above-referenced terms and conditions.  Thank you for using our WebPay portal.



Contact Us
Have questions or need help? Our friendly staff is available to answer any questions you may have.
Germantown Pkwy Cordova
Germantown Pkwy
1561 N. Germantown Pw.
Cordova, TN
Hours/Map
(901) 322-5888
Elvis Presley Blvd Memphis
Elvis Presley Blvd
3311 Elvis Presley Blvd
Memphis, TN
Hours/Map
(901) 332-4490
Covington Pike Memphis
Covington Pike
1956 Covington Pike
Memphis, TN
Hours/Map
(901) 372-1232
Winchester Road Memphis
Winchester Road
6400 Winchester Road
Memphis, TN
Hours/Map
(901) 433-8330
Hwy 45 Bypass Jackson
Hwy 45 Bypass
1030 Hwy. 45 Bypass
Jackson, TN
Hours/Map
(731) 300-4595
Gloster St Tupelo
Gloster St
1195 South Gloster St
Tupelo, MS
Hours/Map
(662) 844-7401
Gallatin Pike Madison
Gallatin Pike
1425 Gallatin Pike North
Madison, TN
Hours/Map
(615) 761-5640