Payment program
Reserve your car at American Car Center in a few easy steps with no obligation.
Interest-Free. Hassle-Free.
It can be challenging coming up with a down payment for a car. So we offer a smart alternative for people who need a little time to budget and save. It’s interest-free, hassle-free and really easy!
Start your layaway today.
Complete this simple form, and we will contact you shortly.
Terms and conditions apply. Schedule your appointment today for full details of the layaway program.
How it works
Get Approved.
Get approved for financing so you can shop with confidence. You’ll need a valid driver’s license, proof of income and proof of residence.
Shop your ride
Shop and select your favorite car from a variety of options.
Place your refundable deposit.
Place a minimum deposit to hold your vehicle and start saving. There’s no obligation and your deposit is 100% refundable.
Make scheduled payments.
Make scheduled payments toward your down payment for up to 30 days while the car is reserved.
Drive away happy.
You've got all the money down so now you can sign your lease and drive away happy.
Don’t have all the required documents?
This program is for you, too. We’ll hold the car while you secure the remaining documents needed.